Don’t forget behind-the-scenes compliance.

Accepting credit card payments brings legal obligations. Often overlooked, privacy and data security are absolutely critical—particularly for organizations that use their own merchant accounts. With Qtego, you can choose to use your own merchant account and carry the risks and insurance yourself, or you can use Qtego’s merchant account to receive those protections for free.

Use your OWN
merchant account if:

You want to get paid faster (within a few days).

You have the financial flexibility and staff bandwidth to handle refunds, disputes, variable credit card fees, and service requests.

You use your account often enough to justify the setup fee, monthly fees, and cyber liability insurance costs.

Your organization is already PCI-compliant.

Use QTEGO’s
merchant account if:

You have the financial flexibility to wait 12-15 days for us to mail your payment.

You want Qtego to handle refunds, disputes, credit card fees, and service requests.

You want Qtego to cover all fees, insurance costs, and PCI-compliance audits.

You want to take advantage of Qtego’s volume discount to reduce credit card processing fees.